Non-QM Loans

When conventional loans fall short, and you crave greater flexibility, we've got you covered.

Unlock New Investment Opportunities

When conventional routes hit a dead end, our non-QM lending service opens doors to lucrative investment prospects. Attracting investors like you, we prioritize providing exceptional service while securing the most favorable terms. Whether you’ve been turned away by traditional lenders or seek greater flexibility, our non-QM loans are tailored to meet your unique investment needs.

Diverse Non-QM Loan Solutions

We understand that one size doesn’t fit all in the investment world. Our non-QM loan options are designed to cater to various scenarios, empowering investors to seize opportunities others might overlook. From FLEX or portfolio loans to jumbo loans, asset depletion loans, bank statement loans, 1099 loans for self-employed borrowers, and bridge loans – our versatile offerings are built for the modern investor.

Streamlined Investment Process

Investing can be complex, but with our non-QM lending expertise, you’ll experience a streamlined process that lets you focus on what matters most – seizing opportunities. Our seasoned team is well-versed in assisting investors like you, providing the knowledge and support necessary to navigate the investment landscape confidently.

  • Allows you to buy new house before old one sells
  • Enables time-sensitive financial transactions
  • Flexible repayment options
  • Less money down than the traditional 20%
  • Options for previous bankruptcy or foreclosure
  • We look at non-traditional income sources
  • Look at all income streams for qualification
  • Less restrictive credit guidelines
  • Common sense underwriting
  • Use your assets instead of income to qualify
  • Borrow up to $1,000,000
  • Great option for self-employed borrowers
  • For purchase or refinance
  • Flexible qualifying requirements
  • Can finance primary residence, second homes or investment properties
  • Purchase real estate as income source
  • Qualify with employment history, credit score and DTI
  • Minimum 20% down
  • Use your 1099 instead of tax documents to qualify
  • 680 minimum credit score
  • Great option for self-employed borrowers
  • Down Payments As Low As 20%
  • Credit Scores As Low As 640
  • Minimum Loan Amount $100k
  • Maximum Loan Amount $3.5M
  • Mortgage option for the credit-challenged
  • Higher loan limits
  • More flexible underwriting guidelines
  • No tax returns required
  • Borrow up to $1,000,000
  • Great option for self-employed borrowers
  • Best option for loan exceeding the conforming limit
  • May require as little as 10% down payment
  • Choose from a variety of loan programs
  • Loan amounts up to $2M
  • Up to 80% LTV
  • No DTI calc on O/O & 2nd homes

When your investment goals require a home loan but conventional options seem out of reach, non-qualified mortgage (non-QM) loans may be the perfect solution. Explore a range of possibilities with our non-conforming, jumbo, bank statement, bridge, FLEX, or Portfolio loans, designed to match your unique investor needs. Don't let circumstances hinder your investment success - embrace the flexibility of non-QM loans and take charge of your financial future now!

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Over the years we’ve seen a couple common situations with the borrowers we work with that may be relatable to yours.

Navigating the borrowing process can sometimes be a challenging experience. Whether you're looking for more flexibility in your loan options, facing unique circumstances, or seeking a quick and efficient process, we've got your back. Our top priority is to simplify the entire journey for you, streamlining the process with just a few simple steps. You can trust us to work tirelessly to find the perfect non-QM loan that aligns with your specific needs, ensuring a smooth and hassle-free borrowing experience.

Ready to unlock your financial potential?

Discover the perfect non-QM loan for your unique needs and seize new opportunities today! Take the first step towards financial freedom and secure your loan solution now. Let’s make your dreams a reality – get started!

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